Zealously Defending You In Credit Card Fraud Cases

Fraud (in all its forms) can come with severe penalties for those who engage in it. One of the most common types of fraud is credit or debit card fraud. This act involves illegally using someone else’s credit or debit card information to purchase goods. What many people are surprised to learn is that you can get in trouble for credit card fraud even if you haven’t used it to fraudulently obtain goods or services. The bottom line is that anyone who has been charged with credit or debit card fraud can benefit from the skill and experience of a seasoned criminal defense attorney.

Have you been charged with credit or debit card fraud in New Jersey? If so, I can help. I am criminal defense attorney Jill R. Cohen, and I have more than 30 years of experience handling credit card fraud, theft and other crimes. A theft conviction could leave you with a permanent record, and it could result in your driver’s license being suspended for a very long time. This is why I work so diligently to defend you to the fullest extent of the law. I understand your concerns and the impact a conviction can have on your life. Together we can fight the charges you are facing and protect your freedom, family and future.

Are There Different Types Of Credit Card Fraud?

New Jersey law outlines the different types of credit and debit card fraud you could face charges for. These are outlined below.

• Credit card application fraud: Credit card approval is based on certain factors such as your credit score and annual income. A high income and credit score compounded with not having as many outstanding debts often yields positive results whenever someone applies for a credit card. Doctoring your credit card application to manipulate the outcome of your approval can result in steep penalties including fines and even jail time.
• Credit card theft: While people commonly think of credit card theft as physically removing the card from someone else’s possession, this is not always the case. You can be found guilty of credit or debit card fraud if you are in receipt of a stolen credit card and either knew about it, intended to use it or transferred it to someone else.

What Are The Common Defenses To Credit Card Fraud I Could Use?

Your attorney will work with you to develop a strong defense that is uniquely tailored to your specific circumstances. However, the most common defenses to credit and debit card fraud often include:

• Mistaken identity (you were not the person who committed the fraudulent act)
• Permission was given to use someone’s credit or debit card information
• No intent to defraud anyone

Contact Me About Your Credit Card Fraud Charges

It is imperative that you speak with a qualified criminal defense lawyer about your case. I am ready to get started on your defense. Call my Haddonfield office today at 856-754-5501 or send me a message online to schedule a free consultation about your case.